Clarification

Terms that are capitalized within this document are defined under specific conditions and hold precise meanings. These definitions are valid regardless of whether the terms are presented in singular or plural forms.

Definitions

• Affiliate: Refers to any organization that holds control, is under the control of, or is under common management with another party, with “control” indicating the ownership of at least 50% of the voting stock, shares, or securities eligible for the election of directors or other managerial authorities.

• Account: A unique profile established by you to access our Service or certain aspects of our Service.

• Company: Known in this document as “the Company,” “We,” “Us,” or “Our,” this refers to Swiftpayz.

• Country: The United States of America.

• Content: This term encompasses all forms of text, images, or other materials that you may submit, post, upload, link to, or otherwise make accessible through the Service, regardless of the material’s format.

• Device: Includes any device that can connect to the Service, such as a computer, cellphone, or tablet.

• Feedback: Consists of all comments, suggestions, or feedback submitted by you concerning the functionality, performance, or features of our Service.

• Service: The website operated by Swiftpayz, which can be found at Swiftpayz.com.

• Terms of Service: Also known as “Terms,” this refers to the complete set of terms and conditions outlined here, governing your use of the Service.

Acknowledgement

The following Terms of Service are a binding agreement between you and the Company, dictating the permissible use of this Service. These Terms outline the rights and responsibilities of all users in relation to the Service.

Accessing and using the Service is conditional upon your acceptance and compliance with these Terms. These Terms apply to all site visitors, users, and others who wish to access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. Should you disagree with any part of the terms, then you may not access the Service.

You declare that you are at least 18 years old. The Company restricts the use of the Service to those under 18 years of age.

Your use of the Service is also dependent on your acceptance of and compliance with the Company’s Privacy Policy, which outlines our practices regarding the collection, use, and disclosure of your personal information when you utilize the Application or Website, and informs you of your privacy rights and how the law protects you. We encourage you to carefully review Our Privacy Policy before engaging with Our Service.

User Accounts

To use certain parts of our Service, you must create an account with accurate, complete, and up-to-date information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service.

You must not disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

Your username should not be offensive, vulgar, or obscene, nor should it infringe on the rights of others.

Content Guidelines

You have the right to post content on our Service under these Terms. You are solely responsible for the legality, reliability, and appropriateness of any content you post.

By sharing any content on the Service, you grant us the permission to use, modify, perform, display, reproduce, and distribute such content on and through the Service. This grant does not strip you of any of your rights to the content you post on or through the Service, and you are required to protect those rights. This permission includes allowing us to make your content available to other users of the Service, who may also use your content subject to these Terms.

You affirm and guarantee that: (i) you are the owner of the content you post on or through the Service or you have the right to use it and grant us the permissions and licenses provided in these Terms, and (ii) the posting of your content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contracts, or any other rights of anyone.

Content Restrictions

The Company does not assume responsibility for content posted by users of the Service. It is understood that you are solely responsible for any content you post as well as any activities occurring under your account, whether initiated by you or others.

You are prohibited from posting content that is illegal, offensive, harmful, intended to incite emotional distress, libelous, defamatory, obscene, or otherwise undesirable. This includes, but is not limited to, content that:

• Encourages illegal activities or conduct that is abusive, threatening, obscene, defamatory, or libelous;
• Promotes discrimination, bigotry, racism, hatred, harassment, or harm against any individual or group;
• Is sexually explicit or pornographic;
• Violates any patent, trademark, trade secret, copyright, right of publicity, or other intellectual property or proprietary rights of any party;
• Constitutes unauthorized or unsolicited advertising, junk or bulk email (“spamming”), chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;
• Contains software viruses or any other computer codes, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment;
• Impersonates any person or entity, including any of our employees or representatives.

We reserve the right, but not the obligation, to monitor and edit all content provided by users.

In addition, your content must not be misleading, sexually explicit, violent, or discriminatory based on race, sex, religion, nationality, disability, sexual orientation, or age. By posting content to the Service, you grant us the right and license to use, modify, perform, display, reproduce, and distribute such content on and through the Service. You retain any and all of your rights to any content you submit, post, or display on or through the Service and you are responsible for protecting those rights. We take no responsibility and assume no liability for content you or any third party posts on or through the Service. However, by posting content using the Service you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Service.

You agree to defend, indemnify, and hold harmless the Company and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password; b) a breach of these Terms, or c) Content posted on the Service.

Content Protection and Backup

While we perform regular backups of content, we do not guarantee that there will be no loss or corruption of data.

Corrupt or incomplete content may be due to content that is corrupted before being backed up or that changes during transmission.

We will provide support and attempt to troubleshoot any known or discovered issues that may affect the backups of content. However, you acknowledge and agree that we have no liability to you for any loss, corruption, or failure to store any content or other data maintained or transmitted by the Service.

You are encouraged to maintain your own backups of your content.

Copyright Policy

We respect copyright and intellectual property rights and will respond to claims of copyright infringement. Copyright infringement claims should be sent to us at contact@ Swiftpayz.com. We reserve the right to remove content alleged to be infringing without prior notice, at our sole discretion, and without liability to you. In appropriate circumstances, we will also terminate a user’s account if the user is determined to be a repeat infringer.

DMCA Notice and Procedure for Alleged Copyright Infringement

To address potential copyright infringements under the Digital Millennium Copyright Act (DMCA), we require written notifications to our Copyright Agent. These notifications should follow the specifics of 17 U.S.C. 512(c)(3) and include:

• The electronic or physical signature of the individual authorized to act on behalf of the copyright owner’s rights.
• A detailed description of the copyrighted work you believe has been infringed upon, including the location (URL) of where the copyrighted material exists or a physical copy of the work.
• Identification of where the material you claim is infringing is located on our Service, with enough detail for us to locate it.
• Your contact information, including address, telephone number, and email address.
• A written statement from you, under penalty of perjury, asserting that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or by law.
• A declaration by you, stating that the notification is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on behalf of the copyright owner.

Please direct these notifications to our designated Copyright Agent at contact@ Swiftpayz.com. We commit to responding appropriately, which may include removing the allegedly infringing content from the Service.

Intellectual Property Rights

All original content, features, and functionality of the Service are the exclusive property of the Company and its licensors, protected by copyright, trademark, and other intellectual property laws of both the United States and other countries.

Our trademarks, service marks, and trade dress cannot be used in connection with any product or service without the prior written consent of the Company.

Feedback Contribution

Any feedback, suggestions, or ideas you provide to us becomes the property of the Company. If for any reason such assignment is deemed invalid, you hereby grant the Company a non-exclusive, perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, disclose, sub-license, distribute, modify, and exploit such feedback without restriction.

External Links Disclaimer

Our Service may contain links to websites or services not operated by us. We do not control, and therefore cannot be responsible for, the content, privacy policies, or practices of any third-party sites or services. We strongly advise you to review the privacy policy and terms and conditions of every site you visit.

Service Termination

We reserve the right to terminate or suspend your account immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Service ceases immediately.

Limitation of Liability

The Company’s total liability, and your exclusive remedy, for all damages, losses, and causes of action, whether in contract, tort (including negligence), or otherwise, shall not exceed the amount you have paid to us for the Service, or 100 USD if you have not made any payment.

The Company and its suppliers shall not be liable for any indirect, special, incidental, or consequential damages arising out of the use or inability to use the Service.

Disclaimer

The Service is provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, either express or implied, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. No advice or information, whether oral or written, obtained by you from the Company or through the Service will create any warranty not expressly stated herein.

Jurisdiction and Dispute Resolution

These Terms shall be governed by the laws of the United States. Any disputes arising from the Service will first be attempted to be resolved through informal negotiation. For EU users, you may have rights under your local consumer laws.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes at least 30 days before they take effect. By continuing to use the Service after these changes are made, you agree to the revised terms.

Contact Information

For any inquiries about these Terms, please contact us at [email protected].